Legal Notice

LEGAL NOTICE FOR EVERTAS, INC.

1. Standard Disclaimer
   Products may be underwritten by Evertas, Inc. (“Evertas”), an affiliate of Evertas, or an unaffiliated insurer. Please contact Evertas at https://www.evertas.com/contact to confirm the underwriting party for your specific policy. Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention.
2. Evertas, Inc.
   Evertas is an authorized excess and surplus lines broker in California (License No. 0M79372), Illinois (License No. 3000372072), New York (License No. 1532410), and Texas (License No. 2356395; 2352025).
   
   Evertas represents affiliated surplus lines companies and unaffiliated surplus lines insurers that are not part of Evertas. When Evertas offers insurance products to you, Evertas will inform you which insurer will underwrite the policy.
   
   This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described and insurance coverage is governed by actual policy language. Insurance products may be distributed through affiliated or unaffiliated entities. Certain types of insurance coverage may be provided by authorized surplus lines insurers.
   
   Evertas also provides non-insurance products and services. For specific information on Evertas’s products or services, contact Evertas at https://www.evertas.com/contact.
3. Risk Solutions
   This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. Evertas specifically disclaims any warranty or representation that acceptance of any recommendations contained herein will make any premises, or operation safe or in compliance with any law or regulation. By providing this information to you, Evertas does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.
4. Surplus lines
   The surplus lines market is a brokered market providing flexibility in rate and form to meet customer needs for high risk and specialized insurance products. The surplus lines information on this Web Site is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation.
   
   Coverage may not be available in all jurisdictions and certain coverage may be provided by an eligible surplus lines insurer and procured only by a properly-licensed surplus lines broker. Surplus lines insurers do not generally participate in state Guaranty Funds and insureds are therefore not protected by such funds. This release is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation of insurance. Any inquiries regarding the subject matter should be directed through licensed insurance professionals. Please refer to the actual policy issued for complete details of coverage and exclusions.