Frequently Asked Questions

How Evertas Works

• Do you work with individuals (insureds), brokers, or carriers (insurers)?
  We work directly with brokers and carriers. While we don’t work directly with individuals or companies, we are able to help connect you with brokers familiar with crypto risks.

Policy Questions

• Are there minimum policy limits?
  Yes, policy limits for crypto related coverages typically start around $500,000 USD.
  
• What is covered?
  Custody policies cover the theft or loss of private keys held by institutional holders of cryptoassets such as qualified 3rd party custodians, exchanges, or large family offices.
  
• What policies are available for crypto-mining?
  Theft/loss, D&O, E&O, Tech E&O, and property policies are currently available, more details.
  
• Can you provide rough indications of pricing?
  Pricing is very specific to the underwriting of the insured and the coverage requested. Your broker will help with all pricing information.
  
• Are there policies to protect an insured’s assets in the event of insolvency of staking or lending platforms?
  No, we do not offer this type of policy.
  
• Is there a policy that protects against large price movements?
  No, we do not offer these policies.

Broker Questions

• I have a request for crypto related coverage and I don’t know where to start, can you help?
  Yes, this is the most common first conversation we have with brokers. Contact us and let’s set up a call.
  
• I’m a broker, how would we work together?
  Please contact us to learn more about getting appointed
  
• What policies can Evertas assist with?
  Theft/loss, D&O, E&O, Tech E&O, and property, more details
  
• Are there minimum policy limits?
  Yes, policy limits for crypto related coverages typically start around $500,000 USD.
  
• What is covered?
  Custody policies cover the theft or loss of private keys held by institutional holders of cryptoassets such as qualified 3rd party custodians, exchanges, or large family office.