Legal Notice and Erstinformation


Standard Disclaimer

Products may be underwritten by Evertas, Inc. (“Evertas”), an affiliate of Evertas, or an unaffiliated insurer. Please contact Evertas at to confirm the underwriting party for your specific policy. Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention.

Evertas, Inc.

Evertas is an authorized excess and surplus lines broker in California (License No. 0M79372), Illinois (License No. 3000372072), New York (License No. 1532410), and Texas (License No. 2356395; 2352025).
Evertas represents affiliated surplus lines companies and unaffiliated surplus lines insurers that are not part of Evertas. When Evertas offers insurance products to you, Evertas will inform you which insurer will underwrite the policy.

This literature is a summary only and does not include all terms, conditions, or exclusions of the coverage described and insurance coverage is governed by actual policy language. Insurance products may be distributed through affiliated or unaffiliated entities. Certain types of insurance coverage may be provided by authorized surplus lines insurers.

Evertas also provides non-insurance products and services. For specific information on Evertas’s products or services, contact Evertas at

Risk Solutions

This material is provided for informational purposes only and does not provide any coverage or guarantee loss prevention. The examples in this material are provided as hypothetical and for illustration purposes only. Evertas specifically disclaims any warranty or representation that acceptance of any recommendations contained herein will make any premises, or operation safe or in compliance with any law or regulation. By providing this information to you, Evertas does not assume (and specifically disclaims) any duty, undertaking or responsibility to you. The decision to accept or implement any recommendation(s) or advice contained in this material must be made by you.

Surplus lines

The surplus lines market is a brokered market providing flexibility in rate and form to meet customer needs for high risk and specialized insurance products. The surplus lines information on this Web Site is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation.

Coverage may not be available in all jurisdictions and certain coverage may be provided by an eligible surplus lines insurer and procured only by a properly-licensed surplus lines broker. Surplus lines insurers do not generally participate in state Guaranty Funds and insureds are therefore not protected by such funds. This release is designed to provide general information for insurance professionals only and does not constitute an offer to sell or a solicitation of insurance. Any inquiries regarding the subject matter should be directed through licensed insurance professionals. Please refer to the actual policy issued for complete details of coverage and exclusions.

Legal Notice (continued)
and Erstinformation nach §15 VersVermV [German Ordinance on Insurance Intermediation]
Evertas, Inc.
251 Little Falls Drive
Wilmington, New Castle
DE 19808

Within Europe, our insurance intermediation services are offered via our fully owned subsidiary Evertas Europe GmbH

Evertas Europe GmbH
Hohe Bleichen 8
20354 HamburgDeutschland
[email protected]

Court of registration: Hamburg HRB 180713
VAT ID: In process
Managing Directors: Nikolaus Sühr

Content responsibility:
Evertas Europe GmbH is a Registered Intermediary, an insurance agent with authorisation according to § 34 d para. 1 GewO [German Trade Regulation] with registration number: D-48ZN-NAUKJ-27.

Our registration in the Register of Intermediaries can be viewed at the following places:
The joint register office within the meaning of § 15 Absatz 1 Nummer 9 VersVermV is as follows:

Deutscher Industrie- und Handelskammertag (DIHK) e.V.
Breite Straße 2910178 Berlin
Telefon: 0180 600 58 50 (0,20€/Anruf)
Öffentliches Vermittlerregister:

The supervisory authority responsible for the activity of Evertas Europe  as an insurance agent is the “Handelskammer Hamburg” [Hamburg Chamber of Commerce], Adolphsplatz 1, 20457 Hamburg

Commercial law regulations in respect of our insurance intermediation activities:

• 34d Gewerbeordnung (GewO) [German Trade Regulation]

• § 59 – 68 Versicherungsvertragsgesetz (VVG) [German Law on Insurance Contracts]

• Versicherungsvermittlerverordnung (VersVermV) [German Ordinance on Insurance Intermediation]

The commercial law regulations can be viewed and accessed on the homepage run by the Federal Ministry of Justice and juris GmbH

Information on participation in the dispute settlement procedure in accordance with § 36 Verbraucherstreitbeilegungsgesetz [Consumer Dispute Settlement Act]

According to § 17 Abs. 4 der Versicherungsvermittlungsverordnung [German Ordinance on Insurance Intermediation], we are obliged to participate in the dispute settlement procedure before the following consumer arbitration boards:

Arbitration board for the out-of-court settlement of disputes:

Liability Notice
Despite careful content control, we assume no liability for the content of external links. The operators of the linked pages are solely responsible for their content.

The content of this website is for general informational purposes only. Evertas Europe GmbH  assumes no liability for material or immaterial damage due to errors or deficiencies with regard to the topicality, correctness and completeness of this website – despite careful examination of the information / details. Otherwise, liability is limited to willful intent and gross negligence.

Evertas expressly reserves the right to change, add to or delete individual pages or parts thereof without prior notice, or to temporarily or completely discontinue publication.

If these websites are linked from another website, Evertas Europe GmbH assumes no responsibility for representations, content or any connection to Evertas Europe GmbH on third party websites. No responsibility or liability can be assumed for the content and functionality of other websites that can be accessed via links on this website.

The contents and works on this site created by the site operator are subject to copyright law. Duplication, editing, distribution, and any other use outside what is allowed under copyright law requires the written consent of the particular author or respectively creator. Downloads and copies of this site are only permitted for private, non-commercial use. Insofar as the content on this site was not created by the operator, the copyrights of third parties are observed. In particular, the contents of third parties will be marked as such. Should you find, in spite of this notice, a breach of copyright, we request that you inform us appropriately. If violations of rights are made known to us, we will remove such content immediately.